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Credit Risk and Predictive Lending Analytics solution.

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About LendingAI Solution

LendingAI, is an advanced credit Risk and Predictive Lending Analytics solution built on the Snowflake platform. This solution is to leverage Snowflake’s capabilities for real-time credit risk scoring. It helps to reduce the approval times for loan applications and enhance financial industry’s ability to identify and manage risky customers using cutting-edge ML methods.

The Challenges

Online Borrowers defaulting at a higher rate

Inability to comprehend churn patterns

Higher marketing spends

Personalized Services

Up-Sell or Cross-sell

LendingAI Features

LendingAI Features Diagram

LendingAI Architecture​

LendingAI Architecture

LendingAI Dashboard​

Benefits of LendingAI

Loan Application Scoring

  • Reduce operational costs
  • Identify risk upfront
  • Decrease the time to make a loan decision
  • Adjust accept/reject criteria

Churn Prediction

  • How likely a customer is to discontinue
  • Resolve underlying churn issues
  • Retaining existing customers

Defaulter Prediction

  • Accuracy of prediction
  • Relevance
  • Scalability


  • Increase product sales
  • Upsell and cross-sell
  • Product recommendation based on debt-to-income ratio


  • API’s for most of event/triggers
  • API’s for loan servicing processes
  • Rule based workflow for complete automation

Customer Personas

  • Identify who would respond to a particular offer
  • Who will default on their credit obligation for a loan or credit card
  • Personalized marketing actions
Unlock Predictive Analytics and Financial Success with LendingAI. Schedule a Free Demo.
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